Arkadiusz Kawulski
Bio
Attorney-at-law with over 30 years of experience in the financial sector. He specialises in banking law, outsourcing, consumer protection in financial services and new technologies in the financial sector. He gained extensive experience in banking supervision and at the National Bank of Poland as well commercial banks, including in managerial positions.
He has represented banks in proceedings before the Polish Financial Supervision Authority (PFSA), the Bank Guarantee Fund (BFG) and the President of the Office of Competition and Consumer Protection (UOKiK).
He has led projects relating to outsourcing, including the alignment of banks’ internal procedures and agreements with third-party providers with the EBA Guidelines and amendments to the Polish Banking Law, as well as projects concerning new technologies, including cloud computing services and the implementation of the Digital Operational Resilience Act (DORA), covering the preparation of internal procedures and contractual amendments.
His experience also includes conducting legal audits, preparing legal opinions and advising on banking supervision regulations (including CRD and CRR), banking secrecy, the Benchmarks Regulation (BMR), payment services, anti-money laundering (AML) requirements and fit and proper assessments of members of banks’ governing bodies.
Author of numerous publications on banking and financial law, including a commentary on the Polish Banking Law Act, and co-author of „Praktyczne wdrożenie Rozporządzenia DORA” (Practical Implementation of the DORA Regulation). He is also a long-standing collaborator of the Polish Bank Association.
He has extensive experience in delivering training on the legal aspects of banking operations. He has conducted training courses for employees of the Bank Guarantee Fund, the Polish Financial Supervision Authority, the National Bank of Poland, as well as trainee attorneys-at-law and attorneys-at-law at the Warsaw Bar Association of Attorneys-at-Law.
He is a frequent speaker at conferences and seminars devoted to banking and financial regulation, including DORA, AML and operational risk. He lectures on the postgraduate programme Cooperative Bank Management at the Warsaw School of Economics (SGH). He is also a member of the Programme Board of Monitor Prawa Bankowego (Banking Law Review).
